Programs & Services

RV Protection

The AmeriGO RV Club Protection Plan is an RV Vehicle Service Contract (VSC) that provides peace of mind and forward-looking protection for RV owners. In the event that your RV experiences a mechanical failure the AmeriGO RV Club Protection Plan can help you avoid expensive repair costs.

The AmeriGO RV Club Protection Plan is fully insured by “-A” Rated Virginia Surety and is an RV Vehicle Service Contract (VSC). Unlike mechanical breakdown insurance a VSC is not required to contact your insurance company in the event that you have a claim. Therefore, your insurance rates will not be affected by any AmeriGO RV Club Protection Plan claims.

Discounted AmeriGo Rates!

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NEW! AmeriGO Preferred Providers Network

AmeriGO now provides AmeriGO Protection Plan members with recommendations of authorized repair facilities within the vast AmeriGO network of preferred repair providers. In the event of a claim, call 1-866-628-7226 for a recommendation to an AmeriGO Preferred Repair Provider.

Backed by an “-A” Rated Insurer

AmeriGO Protection Plan is not a warranty program—it’s a vehicle service contract. That means it’s strictly regulated by each state in the US and is backed by Virginia Surety, an “-A” rated underwriter.

Value Added Protection against Unexpected Mechanical Breakdowns

So what exactly is protected on your coach under AmeriGO Protection Plan vehicle service contract? Coverage depends on your RV type. Our plan covers most major RV components and systems such as: transmission, drive axle, suspension, steering, brakes, engine, seals and gaskets, wear and tear, heating and cooling systems, refrigerator, range and oven, electronics and electrical, L.P. gas, water heater, waste system, water system and fuel delivery systems. For a complete listing of component coverage’s call: 1-866-628-7226 or click on the brochure below.

Value Added Travel Benefits

If you find your RV is not useable due to a covered component loss while you are more than 100 miles away from home, we can assist with payment of up to $125 per day towards lodging and meals for up to three days. Plus, we’ll add $50 a day for up to 12 days towards a rental car as the repair deems necessary - that’s up to $600 to pay for a rental car. (Note: Please See Your Contract for Exact Terms and Conditions).

Designed to Pay Directly to the Service Center of Your Choice

Here’s how the AmeriGO RV Protection Plan works: if your RV breaks down anywhere in the U.S. or Canada, simply take it to a service center of your choice. You may call our toll free number for a list of AmeriGO Preferred Service Centers in your area. The repair center will call our toll-free number and the AmeriGO claims staff can discuss the repairs with your repair facilities technician on your behalf. Once repairs are approved and the work is completed on your coach to your satisfaction, we can pay the service center directly via credit card over the phone.

An Excellent Value

The AmeriGO Protection Plan requires no long-term commitments and features renewable annual agreements. The AmeriGO Club also offers a choice of coverage’s, deductibles and payment options to make your AmeriGO Protection Plan affordable for you and your RV. AmeriGO Protection Plans start at $500 call today 1-866-628-7226.

Fully Transferable

Once you have an AmeriGO Protection Plan, it is fully transferable to a new owner. This can mean a greatly enhanced resale value for your RV.

AmeriGO RV Protection Plan is vehicle service contract, not mechanical breakdown insurance or a warranty

The Value of a Vehicle Service Contract:

Vehicle Service Contract Administrators have to comply with stringent insurance regulations (only can have an RV plan backed by an A- or better rated insurance carrier)

Does not affect your auto insurance rates when you file a claim. Your Vehicle Insurance Contract is not insurance!

All covered components protected for the term of the contract.

Additional Roadside and Travel benefits such as towing for a covered repair or hotel and rental car reimbursement for breakdowns of a covered repair while on the road.

Pay up front with no service fee or a simple pay as you go deduction plan.

Learn more about the differences between AmeriGO RV Protection and mechanical breakdown insurance - call 1-866-628-7226 to speak to an AmeriGO Protection Plan representative.

Q: What is the AmeriGO Protection Plan?

The AFrequently Asked QuestionsmeriGO Protection Plan is a RV Vehicle Service Contract (VSC) that gives peace of mind to RV’ers from the high costs associated with a mechanical failure of their RV.

Q: What if I break down when the AmeriGO Protection Plan claims office is closed?

You have the option to follow the same steps without receiving prior authorization from AmeriGO Protection Plan. If you follow this course of action, be sure to call us the next business days from the date of your repairs, and we will assist you as submitting a claim and getting reimbursement in compliance with the Terms and Conditions of your AmeriGO Protection Plan contract. (Please note: We recommend waiting until our claims office is open so you can obtain authorization first. This also allows direct payment to your service center for covered repairs.)

Q: Why is the AmeriGO Protection Plan better than mechanical breakdown insurance?

The AmeriGO Protection Plan is a RV Vehicle Service Contract (VSC) that gives peace of mind to RV’ers from the high costs associated with a mechanical failure of their RV. RV Vehicle Service Contracts do not have to report to your insurance profile when you have a claim for a mechanical failure. Therefore, your insurance rates will not be affected by a claim on your RV vehicle service contract. Our Plan is fully insured by “-A” Rated Virginia Surety

Q: What is covered and NOT covered?

Coverage’s depend on your RV type. Click on the brochure tab for coverage information or call 1-866-628-7226 to speak to an AmeriGO Protection Plan representative.

Q: Is labor covered?

Yes, both parts and labor are included for coverage on all covered component RV repairs. For non-covered repairs or maintenance, AmeriGO Protection Plan does not assume the cost of parts and labor. .

Q: If my vehicle is disabled, does AmeriGO Protection Plan tow it to a service center?

Yes, for towing and other roadside assistance please call the road side assistance phone number listed on the bottom of your contract. Please ask your authorized AmeriGO Protection Plan representative about our unlimited towing option for covered component repairs.

Q: Do I pay a deductible per each item repaired in one visit to a repair facility?

You pay one deductible per failure occurrence, not per single repair. Therefore, even with multiple repairs, you still pay one low deductible per occurrence.

Q: How much is my deductible?

For Motorhomes, Travel Trailers, Pop Up’s, Campers and Truck Campers you may select a deductible of $100, $250, $500.

Q: How much is AmeriGO Protection Plan Cost Me?

To receive a free quote for the AmeriGO Protection Plan, we need to know a few things about your RV first. Contact us online by clicking the Get a Free Quote Online Button or call one of our representatives at 1-866-628-7226

Q: Is an inspection required in order to activate my AmeriGO Protection Plan contract?

No, an inspection is not required to activate coverage from AmeriGO Protection Plan. Your AmeriGO Protection Plan has a simple 30 day or 1,000 mile waiting period (whichever occurs first)

Q: What if my vehicle has a pre-existing condition?

As with all vehicle service contracts and insurance plans, AmeriGO Protection Plan does not cover pre-existing conditions that exist prior to purchasing coverage.

Q: I want to buy a new RV and sell my old one—is the AmeriGO Protection Plan transferable?

Yes, your AmeriGO Protection Plan is fully transferable. If you’re selling your vehicle privately, you can transfer AmeriGO Protection Plan once to the new owner for a reasonable transfer fee.

Q: Where am I covered by the AmeriGO Protection Plan?

You are covered at a licensed and insured repair facility in the U.S. and Canada.

Q: Do I have to be an AmeriGO member to get a quote?

No. You do not have to be a valued AmeriGO Club member to get a quote. Though, when you purchase the AmeriGO Protection Plan, you will become a member of the AmeriGO club instantly with a free-one year membership. Simply call 1-866-628-7226.

Q: If I purchase the AmeriGO Protection Plan today and change my mind tomorrow, can I get my money back?

Yes. If you cancel your AmeriGO Protection Plan within the first 30 days, AmeriGO will refund you 100% of your AmeriGO Protection Plan premium paid, less any claims paid. If you cancel past 30 days, you get a pro-rated refund for the time not used on your protection plan less a reasonable $50 Cancellation Fee.

Q: Where do I go to purchase the AmeriGO Protection Plan?

You may purchase the AmeriGO Protection Plan by calling 1-866-628-7226 or get started online by filling out the Get Started button at the top of the page.

In the event of a claim:

  1. Prevent further damage – Take immediate action to prevent further damage. This agreement will not cover the damage caused by continued operation or by not securing a timely repair of the failed component.
  2. Take your vehicle to a licensed repair facility – If your vehicle breaks down, return to the seller of the contract or independent repair facility.
  3. Provide repair facility with a copy of your agreement and/or your agreement number.
  4. Obtain authorization from the administrator at 1-866-628-7226 – Prior to any repair being made, instruct the service managers at the repair facility to contact the administrator to obtain an authorization for the claim. Any claim for repairs without prior authorization for the claim. The amount authorized by the administrator is the maximum amount that will be paid for repairs covered under the terms of this agreement. An additional amount must receive prior approval.
  5. Authorize teardown and/or inspection – You may need to authorize the repair facility to inspect and/or teardown your vehicle in order to determine the cause and cost of the repair. We reserve the right to inspect your vehicle prior to any repair being made.
  6. Review coverage – After the administrator has been contacted, review with the service manager what will be covered by this agreement.
  7. Pay any applicable deductible – You must pay the repair facility any deductible per repair visit. We will reimburse the repair facility or you for the cost of the work performed on your vehicle that is covered by this agreement less the deductible. We will make every effort to arrange for reimbursement with the repair facility directly. Once authorization is obtained and the repair is completed, all repair orders and documentation must be submitted to the administrator within 60 days to be eligible for payment.


RV Protection Plan Downloadable Brochures